Meridian Bank
Malvern, PA · Cert 57777 · Peer group: banks $1B-$10B in assets (n=313-319) · Meridian Corp.
State charter, non-member · FDIC · 7 branches
Q2 2026
$2.6BAssets
$2.2BLoans
$2.2BDeposits
$249.5MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 70% of banks $1B-$10B in assets (rank 96 of 319).
- Widest gap: total risk-based capital ratio trails 98% of banks $1B-$10B in assets (rank 312 of 319).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.75%
Rank 263 of 319
Net Interest Margin
3.71%
Rank 96 of 319
Efficiency Ratio
64.52%
Rank 208 of 319
Equity / Assets
9.63%
Rank 197 of 319
Non-interest income vs. expense
Unfavorable gap of $49.9M · efficiency ratio beats 35% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.75% | 0.91% | 1.21% | 1.53% | Beats 18% | 263 / 319 | |
| Return on Equity | 7.84% | 8.49% | 11.44% | 14.57% | Beats 19% | 258 / 319 | |
| Net Interest Margin | 3.71% | 3.06% | 3.43% | 3.81% | Beats 70% | 96 / 319 | |
| Efficiency Ratio | 64.52% | 51.90% | 59.57% | 67.64% | Beats 35% | 208 / 319 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.68% | 0.25% | 0.54% | 1.18% | Beats 2% | 308 / 313 | |
| Net Charge-Offs / Loans | 0.50% | 0.01% | 0.04% | 0.12% | Beats 8% | 290 / 313 | |
| Capital |
| Tier 1 Capital Ratio | 9.72% | 11.74% | 12.99% | 15.28% | Beats 3% | 311 / 319 | |
| Total Risk-Based Capital Ratio | 9.72% | 12.61% | 14.01% | 16.23% | Beats 2% | 312 / 319 | |
| Equity / Assets | 9.63% | 9.03% | 10.33% | 12.01% | Beats 38% | 197 / 319 | |
| Liquidity & Funding |
| Loans / Deposits | 101.49% | 76.76% | 88.16% | 95.43% | 90th pctl | 31 / 314 | |
| Loans / Assets | 86.16% | 65.79% | 74.05% | 79.84% | 93rd pctl | 21 / 319 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |