Meridian Bank
Malvern, PA · Cert 57777 · Peer group: banks $1B-$10B in assets (n=322-328) · Meridian Corp.
State charter, non-member · FDIC · 7 branches
Q2 2026
$2.6BAssets
$2.2BLoans
$2.2BDeposits
$249.5MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 70% of banks $1B-$10B in assets (rank 97 of 328).
- Widest gap: total risk-based capital ratio trails 98% of banks $1B-$10B in assets (rank 321 of 328).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.75%
Rank 268 of 328
Net Interest Margin
3.71%
Rank 97 of 328
Efficiency Ratio
64.52%
Rank 217 of 328
Equity / Assets
9.63%
Rank 207 of 328
Non-interest income vs. expense
Unfavorable gap of $49.9M · efficiency ratio beats 34% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.75% | 0.91% | 1.22% | 1.52% | Beats 18% | 268 / 328 | |
| Return on Equity | 7.84% | 8.43% | 11.45% | 14.43% | Beats 19% | 266 / 328 | |
| Net Interest Margin | 3.71% | 3.03% | 3.45% | 3.83% | Beats 70% | 97 / 328 | |
| Efficiency Ratio | 64.52% | 51.61% | 59.56% | 67.53% | Beats 34% | 217 / 328 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.68% | 0.24% | 0.51% | 1.03% | Beats 2% | 316 / 322 | |
| Net Charge-Offs / Loans | 0.50% | 0.01% | 0.03% | 0.10% | Beats 7% | 302 / 322 | |
| Capital |
| Tier 1 Capital Ratio | 9.72% | 11.75% | 13.15% | 15.47% | Beats 2% | 320 / 328 | |
| Total Risk-Based Capital Ratio | 9.72% | 12.63% | 14.15% | 16.46% | Beats 2% | 321 / 328 | |
| Equity / Assets | 9.63% | 9.15% | 10.33% | 12.01% | Beats 37% | 207 / 328 | |
| Liquidity & Funding |
| Loans / Deposits | 101.49% | 76.63% | 87.92% | 95.36% | 90th pctl | 33 / 323 | |
| Loans / Assets | 86.16% | 65.18% | 74.15% | 79.98% | 94th pctl | 20 / 328 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |