New York, NY · Cert 57692
FDIC
Q2 2011
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2010 | Q3 2010 | Q4 2010 | Q1 2011 | Q2 2011 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.03% | 0.26% | 0.06% | 0.05% | -0.48% | -51 bps | |
| Return on Equity | 0.16% | 1.21% | 0.29% | 0.26% | -1.47% | -163 bps | |
| Net Interest Margin | 0.01% | 0.02% | 0.02% | 0.03% | 0.00% | -1 bps | |
| Efficiency Ratio | 99.98% | 99.83% | 99.96% | 99.95% | 100.38% | +40 bps | |
| Non-Interest Burden | -0.04% | -0.39% | -0.07% | -0.05% | 1.02% | +106 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -18.49% | -12.67% | -10.16% | -3.60% | -69.95% | -5,147 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Total Risk-Based Capital | 29.18% | 24.30% | 25.73% | 25.61% | 293% | +26,392 bps | |
| Equity / Assets | 22.99% | 20.03% | 20.89% | 20.59% | 76.56% | +5,357 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |