General Motors Trust Bank, National Association

New York, NY · Cert 57692

FDIC

Q2 2011

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2

Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 2011, the quarter ended June 30, 2011, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

New York, NY · Cert 57692

FDIC

Q2 2011

$16.0MAssets

n/aLoans

n/aDeposits

$12.2MEquity

Return on Assets (YTD, annualized)

-0.17%-61 bps YoY

Net Interest Margin (YTD, annualized)

0.03%+2 bps YoY

Efficiency Ratio (YTD, annualized)

100.38%+71 bps YoY

Tier 1 Leverage Ratio

n/a

Year to date, annualized, through each quarter.

Metric	Q2 2010	Q3 2010	Q4 2010	Q1 2011	Q2 2011	YoY Δ	Trend
Earnings
Return on Assets	0.44%	0.38%	0.30%	0.05%	-0.17%	-61 bps
Return on Equity	2.18%	1.86%	1.47%	0.26%	-0.60%	-279 bps
Net Interest Margin	0.02%	0.02%	0.02%	0.03%	0.03%	+2 bps
Efficiency Ratio	99.67%	99.72%	99.78%	99.95%	100.38%	+71 bps
Non-Interest Burden	-0.76%	-0.61%	-0.44%	-0.05%	0.46%	+121 bps
Growth
Asset Growth (YoY)	-18.49%	-12.67%	-10.16%	-3.60%	-69.95%	-5,147 bps
Loan Growth (YoY)	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Deposit Growth (YoY)	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Asset Quality
Nonperforming Loans / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Charge-Offs / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Allowance / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Allowance Coverage of NPLs	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Capital
Tier 1 Leverage Ratio	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Total Risk-Based Capital	29.18%	24.30%	25.73%	25.61%	293%	+26,392 bps
Equity / Assets	22.99%	20.03%	20.89%	20.59%	76.56%	+5,357 bps
Liquidity & Funding
Loans / Deposits	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Liquid Assets / Assets	0.00%	0.00%	0.00%	0.00%	0.00%	0 bps
CRE / Total Capital	n/a	n/a	n/a	n/a	n/a	n/a	n/a