Wilmington, DE · Cert 57628
FDIC
Q2 2011
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2010 | Q3 2010 | Q4 2010 | Q1 2011 | Q2 2011 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 16.39% | 1.29% | 5.59% | 19.16% | 26.29% | +990 bps | |
| Return on Equity | 17.72% | 1.51% | 6.42% | 21.24% | 29.10% | +1,138 bps | |
| Net Interest Margin | 0.26% | 0.14% | 0.26% | 0.09% | 0.03% | -23 bps | |
| Efficiency Ratio | 83.67% | 98.35% | 93.27% | 66.39% | 61.28% | -2,239 bps | |
| Non-Interest Burden | -26.66% | -1.81% | -7.28% | -28.11% | -40.53% | -1,387 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -8.32% | 9.46% | 54.36% | 85.20% | 82.51% | +9,084 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Total Risk-Based Capital | 347% | 297% | 979% | 1482% | 1208% | +86,125 bps | |
| Equity / Assets | 91.70% | 80.77% | 91.30% | 89.15% | 91.46% | -24 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.33% | 3.66% | 27.97% | +2,797 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |