Bankwell Bank
New Canaan, CT · Cert 57368 · Peer group: banks $1B-$10B in assets (n=322-328) · Bankwell Financial Group Inc.
State charter, non-member · FDIC · 11 branches
Q2 2026
$3.5BAssets
$3.0BLoans
$3.0BDeposits
$355.3MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 91% of banks $1B-$10B in assets (rank 31 of 328).
- Widest gap: tier 1 capital ratio trails 76% of banks $1B-$10B in assets (rank 248 of 328).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.57%
Rank 73 of 328
Net Interest Margin
3.43%
Rank 168 of 328
Efficiency Ratio
44.16%
Rank 31 of 328
Equity / Assets
10.25%
Rank 170 of 328
Non-interest income vs. expense
Unfavorable gap of $43.9M · efficiency ratio beats 91% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.57% | 0.91% | 1.22% | 1.52% | Beats 78% | 73 / 328 | | |
| Return on Equity | 15.35% | 8.43% | 11.45% | 14.43% | Beats 83% | 57 / 328 | | |
| Net Interest Margin | 3.43% | 3.03% | 3.45% | 3.83% | Beats 49% | 168 / 328 | | |
| Efficiency Ratio | 44.16% | 51.61% | 59.56% | 67.53% | Beats 91% | 31 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.54% | 0.24% | 0.51% | 1.03% | Beats 48% | 168 / 322 | | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.03% | 0.10% | Beats 74% | 84 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 11.67% | 11.75% | 13.15% | 15.47% | Beats 24% | 248 / 328 | | |
| Total Risk-Based Capital Ratio | 12.70% | 12.63% | 14.15% | 16.46% | Beats 26% | 244 / 328 | | |
| Equity / Assets | 10.25% | 9.15% | 10.33% | 12.01% | Beats 48% | 170 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 97.37% | 76.63% | 87.92% | 95.36% | 80th pctl | 65 / 323 | | |
| Loans / Assets | 85.26% | 65.18% | 74.15% | 79.98% | 92nd pctl | 27 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |