Bankwell Bank
New Canaan, CT · Cert 57368 · Peer group: banks $1B-$10B in assets (n=311-317) · Bankwell Financial Group Inc.
State charter, non-member · FDIC · 11 branches
Q2 2026
$3.5BAssets
$3.0BLoans
$3.0BDeposits
$355.3MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 90% of banks $1B-$10B in assets (rank 32 of 317).
- Widest gap: tier 1 capital ratio trails 76% of banks $1B-$10B in assets (rank 241 of 317).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.57%
Rank 71 of 317
Net Interest Margin
3.43%
Rank 161 of 317
Efficiency Ratio
44.16%
Rank 32 of 317
Equity / Assets
10.25%
Rank 163 of 317
Non-interest income vs. expense
Unfavorable gap of $43.9M · efficiency ratio beats 90% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.57% | 0.93% | 1.22% | 1.51% | Beats 78% | 71 / 317 | |
| Return on Equity | 15.35% | 8.63% | 11.43% | 14.48% | Beats 82% | 58 / 317 | |
| Net Interest Margin | 3.43% | 3.06% | 3.45% | 3.83% | Beats 49% | 161 / 317 | |
| Efficiency Ratio | 44.16% | 51.90% | 59.69% | 67.53% | Beats 90% | 32 / 317 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.54% | 0.24% | 0.51% | 1.14% | Beats 49% | 161 / 311 | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.04% | 0.12% | Beats 74% | 81 / 311 | |
| Capital |
| Tier 1 Capital Ratio | 11.67% | 11.75% | 13.15% | 15.30% | Beats 24% | 241 / 317 | |
| Total Risk-Based Capital Ratio | 12.70% | 12.63% | 14.21% | 16.26% | Beats 26% | 236 / 317 | |
| Equity / Assets | 10.25% | 9.06% | 10.32% | 11.95% | Beats 49% | 163 / 317 | |
| Liquidity & Funding |
| Loans / Deposits | 97.37% | 76.63% | 88.04% | 95.67% | 79th pctl | 64 / 312 | |
| Loans / Assets | 85.26% | 65.41% | 74.05% | 79.71% | 92nd pctl | 25 / 317 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |