PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Nuvision

Huntington Beac, CA · Charter 566

NCUA · 36 branches

Q2 2026

$4.0BAssets
$3.1BLoans
$3.3BShares
$477.3MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.82%, up 7 bps year over year; NIM at 3.68%.
  • Asset quality: problem loans at 0.62% of loans (+7 bps YoY).
  • Capital: net worth / assets of 12.03%, up 50 bps from a year ago.
  • Funding: loans stand at 94.18% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.82%+7 bps YoY

Net Interest Margin (YTD, annualized)

3.68%+8 bps YoY

Efficiency Ratio (YTD, annualized)

72.72%+47 bps YoY

Net Worth / Assets

12.03%+50 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.75%0.77%0.79%0.76%0.82%+7 bps
Return on Equity6.54%6.72%6.77%6.43%6.81%+27 bps
Net Interest Margin3.60%3.59%3.63%3.73%3.68%+8 bps
Efficiency Ratio72.25%71.57%71.33%71.93%72.72%+47 bps
Growth
Asset Growth (YoY)11.98%13.26%18.48%1.39%2.95%-903 bps
Loan Growth (YoY)15.17%14.99%15.40%2.09%1.97%-1,319 bps
Share Growth (YoY)19.12%21.15%20.24%1.24%2.90%-1,622 bps
Asset Quality
Delinquent Loans / Loans0.55%0.54%0.56%0.45%0.62%+7 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital11.53%11.52%11.73%11.87%12.03%+50 bps
Net Worth / Assets11.53%11.52%11.73%11.87%12.03%+50 bps
Liquidity & Funding
Loans / Shares95.04%93.41%94.40%94.05%94.18%-86 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps