Nuvision
Huntington Beac, CA · Charter 566 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 36 branches
Q2 2026
$4.0BAssets
$3.1BLoans
$3.3BShares
$477.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 71% of credit unions $1B-$10B in assets (rank 126 of 435).
- Widest gap: return on equity trails 57% of credit unions $1B-$10B in assets (rank 250 of 435).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.82%
Rank 213 of 435
Net Interest Margin
3.68%
Rank 126 of 435
Efficiency Ratio
72.72%
Rank 237 of 435
Equity / Assets
12.03%
Rank 139 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.82% | 0.55% | 0.81% | 1.14% | Beats 51% | 213 / 435 | |
| Return on Equity | 6.81% | 5.12% | 7.41% | 9.70% | Beats 43% | 250 / 435 | |
| Net Interest Margin | 3.68% | 3.01% | 3.39% | 3.75% | Beats 71% | 126 / 435 | |
| Efficiency Ratio | 72.72% | 65.25% | 71.39% | 77.86% | Beats 46% | 237 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.62% | 0.45% | 0.69% | 1.05% | Beats 57% | 189 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.03% | 9.81% | 10.84% | 12.63% | Beats 68% | 139 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.03% | 9.81% | 10.84% | 12.63% | Beats 68% | 139 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 94.18% | 78.33% | 88.38% | 95.61% | 71st pctl | 125 / 435 | |
| Loans / Assets | 78.96% | 67.69% | 74.58% | 80.80% | 66th pctl | 148 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |