Washington, DC · Charter 5582
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.89% | 0.78% | 0.70% | 0.73% | 0.78% | 0.80% | 0.95% | 1.02% | +29 bps | |
| Return on Equity | 6.65% | 5.88% | 5.32% | 5.50% | 5.79% | 6.02% | 7.07% | 7.50% | +201 bps | |
| Net Interest Margin | 2.06% | 2.05% | 2.11% | 2.15% | 2.18% | 2.18% | 2.42% | 2.47% | +32 bps | |
| Efficiency Ratio | 63.74% | 67.03% | 70.55% | 68.92% | 67.16% | 66.53% | 62.51% | 61.30% | -761 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.07% | 3.00% | 5.30% | 6.36% | 5.51% | 6.92% | 5.86% | 5.30% | -106 bps | |
| Loan Growth (YoY) | 3.67% | 1.52% | 1.51% | 0.95% | 0.34% | 2.02% | 2.47% | 2.94% | +199 bps | |
| Share Growth (YoY) | 0.28% | 1.99% | 3.89% | 5.09% | 4.92% | 5.48% | 5.01% | 4.85% | -24 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.33% | 0.30% | 0.25% | 0.41% | 0.37% | 0.39% | 0.24% | 0.42% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.42% | 13.34% | 13.23% | 13.36% | 13.42% | 13.28% | 13.36% | 13.64% | +28 bps | |
| Net Worth / Assets | 13.42% | 13.34% | 13.23% | 13.36% | 13.42% | 13.28% | 13.36% | 13.64% | +28 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 66.22% | 64.81% | 63.70% | 63.99% | 63.33% | 62.68% | 62.16% | 62.83% | -117 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |