Northwest
Herndon, VA · Charter 5500 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 13 branches
Q2 2026
$4.6BAssets
$3.1BLoans
$3.5BShares
$540.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 81% of credit unions $1B-$10B in assets (rank 82 of 435).
- Widest gap: efficiency ratio trails 93% of credit unions $1B-$10B in assets (rank 404 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.37%
Rank 376 of 435
Net Interest Margin
3.01%
Rank 330 of 435
Efficiency Ratio
85.34%
Rank 404 of 435
Equity / Assets
11.84%
Rank 148 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.37% | 0.55% | 0.81% | 1.14% | Beats 14% | 376 / 435 | |
| Return on Equity | 3.09% | 5.12% | 7.41% | 9.70% | Beats 11% | 387 / 435 | |
| Net Interest Margin | 3.01% | 3.01% | 3.39% | 3.75% | Beats 24% | 330 / 435 | |
| Efficiency Ratio | 85.34% | 65.25% | 71.39% | 77.86% | Beats 7% | 404 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.45% | 0.69% | 1.05% | Beats 81% | 82 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.84% | 9.81% | 10.84% | 12.63% | Beats 66% | 148 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.84% | 9.81% | 10.84% | 12.63% | Beats 66% | 148 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 87.42% | 78.33% | 88.38% | 95.61% | 47th pctl | 231 / 435 | |
| Loans / Assets | 67.00% | 67.69% | 74.58% | 80.80% | 23rd pctl | 337 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |