Akron, OH · Charter 511
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.39% | 0.72% | 0.28% | 0.32% | 0.36% | 0.34% | 0.11% | 0.12% | -20 bps | |
| Return on Equity | 3.14% | 5.62% | 2.15% | 2.47% | 2.87% | 2.73% | 0.92% | 0.93% | -154 bps | |
| Net Interest Margin | 4.33% | 4.34% | 4.37% | 4.40% | 4.24% | 4.27% | 4.24% | 4.41% | +1 bps | |
| Efficiency Ratio | 89.11% | 83.44% | 90.52% | 90.85% | 90.54% | 90.30% | 94.66% | 95.00% | +414 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.73% | -3.24% | -2.85% | -1.12% | 5.15% | 5.49% | 6.16% | 3.11% | +423 bps | |
| Loan Growth (YoY) | 6.56% | 5.76% | 5.31% | 8.81% | 5.79% | 6.10% | 5.63% | 1.63% | -719 bps | |
| Share Growth (YoY) | -6.63% | -5.05% | -4.54% | -2.60% | 5.04% | 5.78% | 7.03% | 3.50% | +610 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.16% | 0.21% | 0.31% | 0.27% | 0.25% | 0.13% | 0.19% | 0.23% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.48% | 12.83% | 12.88% | 12.93% | 12.52% | 12.48% | 12.41% | 12.77% | -17 bps | |
| Net Worth / Assets | 12.48% | 12.83% | 12.88% | 12.93% | 12.52% | 12.48% | 12.41% | 12.77% | -17 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 81.82% | 82.16% | 82.27% | 86.18% | 82.41% | 82.42% | 81.19% | 84.62% | -156 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |