Akron, OH · Charter 511
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
49
Asset Quality
78
Profitability
36
Liquidity
33
Efficiency
10
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Akron, OH · Charter 511
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.39% | 0.72% | 0.28% | 0.32% | 0.36% | 0.34% | 0.11% | 0.12% | -20 bps | |
| Return on Equity | 3.14% | 5.62% | 2.15% | 2.47% | 2.87% | 2.73% | 0.92% | 0.93% | -154 bps | |
| Net Interest Margin | 4.33% | 4.34% | 4.37% | 4.40% | 4.24% | 4.27% | 4.24% | 4.41% | +1 bps | |
| Efficiency Ratio | 89.11% | 83.44% | 90.52% | 90.85% | 90.54% | 90.30% | 94.66% | 95.00% | +414 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.73% | -3.24% | -2.85% | -1.12% | 5.15% | 5.49% | 6.16% | 3.11% | +423 bps | |
| Loan Growth (YoY) | 6.56% | 5.76% | 5.31% | 8.81% | 5.79% | 6.10% | 5.63% | 1.63% | -719 bps | |
| Share Growth (YoY) | -6.63% | -5.05% | -4.54% | -2.60% | 5.04% | 5.78% | 7.03% | 3.50% | +610 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.16% | 0.21% | 0.31% | 0.27% | 0.25% | 0.13% | 0.19% | 0.23% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.48% | 12.83% | 12.88% | 12.93% | 12.52% | 12.48% | 12.41% | 12.77% | -17 bps | |
| Net Worth / Assets | 12.48% | 12.83% | 12.88% | 12.93% | 12.52% | 12.48% | 12.41% | 12.77% | -17 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 81.82% | 82.16% | 82.27% | 86.18% | 82.41% | 82.42% | 81.19% | 84.62% | -156 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Akron, OH · Charter 511 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
Return on Assets
0.12%
Rank 1,432 of 1,683
Net Interest Margin
4.41%
Rank 377 of 1,683
Efficiency Ratio
94.99%
Rank 1,507 of 1,682
Equity / Assets
12.77%
Rank 864 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.12% | 0.35% | 0.74% | 1.18% | Beats 15% | 1,432 / 1,683 | ||
| Return on Equity | 0.93% | 2.67% | 5.89% | 8.74% | Beats 15% | 1,433 / 1,681 | ||
| Net Interest Margin | 4.41% | 3.31% | 3.82% | 4.32% | Beats 78% | 377 / 1,683 | ||
| Efficiency Ratio | 94.99% | 68.91% | 78.20% | 86.93% | Beats 10% | 1,507 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.23% | 0.26% | 0.65% | 1.29% | Beats 78% | 373 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.77% | 10.44% | 12.89% | 16.53% | Beats 49% | 864 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 12.77% | 10.44% | 12.89% | 16.53% | Beats 49% | 864 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 84.62% | 52.61% | 69.38% | 83.50% | 77th pctl | 386 / 1,683 | ||
| Loans / Assets | 73.56% | 44.71% | 59.18% | 70.72% | 81st pctl | 320 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||