Akron, OH · Charter 511
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.32% | 0.36% | 0.34% | 0.11% | 0.12% | -20 bps | |
| Return on Equity | 2.47% | 2.87% | 2.73% | 0.92% | 0.93% | -154 bps | |
| Net Interest Margin | 4.40% | 4.24% | 4.27% | 4.24% | 4.41% | +1 bps | |
| Efficiency Ratio | 90.85% | 90.54% | 90.30% | 94.66% | 95.00% | +414 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.12% | 5.15% | 5.49% | 6.16% | 3.11% | +423 bps | |
| Loan Growth (YoY) | 8.81% | 5.79% | 6.10% | 5.63% | 1.63% | -719 bps | |
| Share Growth (YoY) | -2.60% | 5.04% | 5.78% | 7.03% | 3.50% | +610 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.27% | 0.25% | 0.13% | 0.19% | 0.23% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.93% | 12.52% | 12.48% | 12.41% | 12.77% | -17 bps | |
| Net Worth / Assets | 12.93% | 12.52% | 12.48% | 12.41% | 12.77% | -17 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 86.18% | 82.41% | 82.42% | 81.19% | 84.62% | -156 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |