BFG
Akron, OH · Charter 511 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$159.6MAssets
$117.4MLoans
$138.8MShares
$20.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 78% of credit unions under $1B in assets (rank 377 of 1683).
- Widest gap: efficiency ratio trails 90% of credit unions under $1B in assets (rank 1507 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.12%
Rank 1,432 of 1,683
Net Interest Margin
4.41%
Rank 377 of 1,683
Efficiency Ratio
94.99%
Rank 1,507 of 1,682
Equity / Assets
12.77%
Rank 864 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.12% | 0.35% | 0.74% | 1.18% | Beats 15% | 1,432 / 1,683 | |
| Return on Equity | 0.93% | 2.67% | 5.89% | 8.74% | Beats 15% | 1,433 / 1,681 | |
| Net Interest Margin | 4.41% | 3.31% | 3.82% | 4.32% | Beats 78% | 377 / 1,683 | |
| Efficiency Ratio | 94.99% | 68.91% | 78.20% | 86.93% | Beats 10% | 1,507 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.23% | 0.26% | 0.65% | 1.29% | Beats 78% | 373 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.77% | 10.44% | 12.89% | 16.53% | Beats 49% | 864 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.77% | 10.44% | 12.89% | 16.53% | Beats 49% | 864 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 84.62% | 52.61% | 69.38% | 83.50% | 77th pctl | 386 / 1,683 | |
| Loans / Assets | 73.56% | 44.71% | 59.18% | 70.72% | 81st pctl | 320 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |