Pittsburgh, PA · Charter 5028
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.13% | 0.10% | 0.13% | 0.17% | 0.18% | 0.12% | 0.08% | 0.14% | -2 bps | |
| Return on Equity | 0.80% | 0.62% | 0.82% | 0.96% | 0.99% | 0.68% | 0.47% | 0.80% | -16 bps | |
| Net Interest Margin | 1.28% | 1.30% | 1.39% | 1.47% | 1.46% | 1.42% | 1.31% | 1.50% | +3 bps | |
| Efficiency Ratio | 84.77% | 88.04% | 85.10% | 83.80% | 84.64% | 89.06% | 93.87% | 84.21% | +41 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -17.33% | -12.43% | -12.48% | -11.42% | -9.53% | -6.57% | -3.41% | -2.00% | +941 bps | |
| Loan Growth (YoY) | 8.82% | 7.05% | 10.75% | 24.49% | 19.97% | 6.29% | -3.63% | -0.72% | -2,521 bps | |
| Share Growth (YoY) | -20.05% | -14.60% | -14.70% | -13.69% | -11.53% | -8.04% | -4.21% | -2.56% | +1,113 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.26% | 2.34% | 2.20% | 2.47% | 2.50% | 0.94% | 0.16% | 2.21% | -26 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 16.04% | 16.32% | 16.49% | 17.55% | 17.84% | 17.57% | 17.16% | 18.00% | +45 bps | |
| Net Worth / Assets | 16.04% | 16.32% | 16.49% | 17.55% | 17.84% | 17.57% | 17.16% | 18.00% | +45 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 6.72% | 7.44% | 7.68% | 9.08% | 9.12% | 8.60% | 7.73% | 9.25% | +17 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |