PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Eqt

Pittsburgh, PA · Charter 5028

NCUA · 1 branch

Q2 2026

$27.1MAssets
$2.1MLoans
$22.2MShares
$4.9MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.14%, down 2 bps year over year; NIM at 1.50%.
  • Asset quality: problem loans at 2.21% of loans (-26 bps YoY).
  • Capital: net worth / assets of 18.00%, up 45 bps from a year ago.
  • Funding: loans stand at 9.25% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.14%-2 bps YoY

Net Interest Margin (YTD, annualized)

1.50%+3 bps YoY

Efficiency Ratio (YTD, annualized)

84.21%+41 bps YoY

Net Worth / Assets

18.00%+45 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.17%0.18%0.12%0.08%0.14%-2 bps
Return on Equity0.96%0.99%0.68%0.47%0.80%-16 bps
Net Interest Margin1.47%1.46%1.42%1.31%1.50%+3 bps
Efficiency Ratio83.80%84.64%89.06%93.87%84.21%+41 bps
Growth
Asset Growth (YoY)-11.42%-9.53%-6.57%-3.41%-2.00%+941 bps
Loan Growth (YoY)24.49%19.97%6.29%-3.63%-0.72%-2,521 bps
Share Growth (YoY)-13.69%-11.53%-8.04%-4.21%-2.56%+1,113 bps
Asset Quality
Delinquent Loans / Loans2.47%2.50%0.94%0.16%2.21%-26 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital17.55%17.84%17.57%17.16%18.00%+45 bps
Net Worth / Assets17.55%17.84%17.57%17.16%18.00%+45 bps
Liquidity & Funding
Loans / Shares9.08%9.12%8.60%7.73%9.25%+17 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps