Washington, DC · Charter 4963
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.04% | -0.09% | 0.13% | -0.23% | -0.10% | -1.43% | -0.88% | -0.80% | -58 bps | |
| Return on Equity | 0.38% | -0.87% | 1.28% | -2.43% | -1.12% | -18.36% | -11.15% | -10.26% | -783 bps | |
| Net Interest Margin | 3.04% | 2.96% | 2.89% | 2.83% | 2.72% | 2.70% | 2.86% | 2.95% | +12 bps | |
| Efficiency Ratio | 95.41% | 95.22% | 80.39% | 88.30% | 87.86% | 122.21% | 122.45% | 123.17% | +3,488 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.97% | 4.72% | 1.52% | 5.58% | 10.13% | 6.65% | 1.76% | -3.09% | -867 bps | |
| Loan Growth (YoY) | 2.74% | 2.58% | 3.18% | -0.31% | 0.09% | -1.12% | -2.86% | -5.30% | -498 bps | |
| Share Growth (YoY) | -5.37% | -3.48% | -1.45% | -1.00% | 9.67% | 8.40% | 3.26% | 0.22% | +122 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.62% | 0.35% | 0.36% | 0.41% | 0.37% | 0.65% | 0.33% | 0.59% | +19 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.18% | 9.83% | 9.77% | 9.32% | 9.07% | 7.78% | 7.86% | 7.82% | -150 bps | |
| Net Worth / Assets | 10.18% | 9.83% | 9.77% | 9.32% | 9.07% | 7.78% | 7.86% | 7.82% | -150 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 96.27% | 95.27% | 92.23% | 91.80% | 87.86% | 86.90% | 86.76% | 86.75% | -505 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |