Dept of Labor
Washington, DC · Charter 4963 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$137.6MAssets
$98.4MLoans
$113.5MShares
$10.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 53% of credit unions under $1B in assets (rank 788 of 1682).
- Widest gap: efficiency ratio trails 98% of credit unions under $1B in assets (rank 1646 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.80%
Rank 1,598 of 1,683
Net Interest Margin
2.95%
Rank 1,477 of 1,683
Efficiency Ratio
123.20%
Rank 1,646 of 1,682
Equity / Assets
7.82%
Rank 1,634 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.80% | 0.35% | 0.74% | 1.18% | Beats 5% | 1,598 / 1,683 | | |
| Return on Equity | -10.25% | 2.67% | 5.89% | 8.74% | Beats 3% | 1,623 / 1,681 | | |
| Net Interest Margin | 2.95% | 3.31% | 3.82% | 4.32% | Beats 12% | 1,477 / 1,683 | | |
| Efficiency Ratio | 123.20% | 68.91% | 78.20% | 86.93% | Beats 2% | 1,646 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.59% | 0.26% | 0.65% | 1.29% | Beats 53% | 788 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.82% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,634 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.82% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,634 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 86.75% | 52.61% | 69.38% | 83.50% | 80th pctl | 329 / 1,683 | | |
| Loans / Assets | 71.53% | 44.71% | 59.18% | 70.72% | 77th pctl | 392 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |