St. Josephs Canton Parish
Canton, OH · Charter 4884 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$65.1MAssets
$22.3MLoans
$57.5MShares
$7.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 80% of credit unions under $1B in assets (rank 339 of 1681).
- Widest gap: equity / assets trails 66% of credit unions under $1B in assets (rank 1106 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.06%
Rank 534 of 1,683
Net Interest Margin
3.67%
Rank 975 of 1,683
Efficiency Ratio
75.10%
Rank 677 of 1,682
Equity / Assets
11.27%
Rank 1,106 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.06% | 0.35% | 0.74% | 1.18% | Beats 68% | 534 / 1,683 | | |
| Return on Equity | 9.40% | 2.67% | 5.89% | 8.74% | Beats 80% | 339 / 1,681 | | |
| Net Interest Margin | 3.67% | 3.31% | 3.82% | 4.32% | Beats 42% | 975 / 1,683 | | |
| Efficiency Ratio | 75.10% | 68.91% | 78.20% | 86.93% | Beats 60% | 677 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.36% | 0.26% | 0.65% | 1.29% | Beats 69% | 529 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.27% | 10.44% | 12.89% | 16.53% | Beats 34% | 1,106 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.27% | 10.44% | 12.89% | 16.53% | Beats 34% | 1,106 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 38.69% | 52.61% | 69.38% | 83.50% | 10th pctl | 1,515 / 1,683 | | |
| Loans / Assets | 34.20% | 44.71% | 59.18% | 70.72% | 12th pctl | 1,482 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |