Canton, OH · Charter 4884
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
34
Asset Quality
69
Profitability
63
Liquidity
0
Efficiency
60
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Canton, OH · Charter 4884
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.01% | 1.01% | 0.77% | 1.13% | 1.15% | 1.10% | 0.87% | 1.06% | -7 bps | |
| Return on Equity | 10.22% | 10.24% | 7.69% | 10.86% | 10.46% | 9.77% | 7.78% | 9.40% | -145 bps | |
| Net Interest Margin | 3.23% | 3.22% | 3.50% | 3.61% | 3.74% | 3.67% | 3.58% | 3.67% | +6 bps | |
| Efficiency Ratio | 72.20% | 72.18% | 80.06% | 74.05% | 74.55% | 74.94% | 79.42% | 75.17% | +112 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.50% | 1.97% | 1.04% | 2.60% | 0.30% | -2.57% | -1.50% | 1.15% | -145 bps | |
| Loan Growth (YoY) | -3.02% | -2.07% | 4.96% | 4.82% | 3.80% | -0.43% | -4.79% | -5.69% | -1,051 bps | |
| Share Growth (YoY) | -1.38% | 1.36% | 0.34% | 2.00% | -0.97% | -4.08% | -2.88% | 0.06% | -194 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.11% | 0.23% | 0.08% | 0.18% | 0.22% | 0.25% | 0.21% | 0.36% | +18 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.85% | 9.90% | 9.96% | 10.37% | 10.96% | 11.27% | 11.21% | 11.27% | +91 bps | |
| Net Worth / Assets | 9.85% | 9.90% | 9.96% | 10.37% | 10.96% | 11.27% | 11.21% | 11.27% | +91 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 40.33% | 39.80% | 40.52% | 41.05% | 42.27% | 41.31% | 39.72% | 38.69% | -236 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Canton, OH · Charter 4884 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
Return on Assets
1.06%
Rank 534 of 1,683
Net Interest Margin
3.67%
Rank 975 of 1,683
Efficiency Ratio
75.10%
Rank 677 of 1,682
Equity / Assets
11.27%
Rank 1,106 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.06% | 0.35% | 0.74% | 1.18% | Beats 68% | 534 / 1,683 | ||
| Return on Equity | 9.40% | 2.67% | 5.89% | 8.74% | Beats 80% | 339 / 1,681 | ||
| Net Interest Margin | 3.67% | 3.31% | 3.82% | 4.32% | Beats 42% | 975 / 1,683 | ||
| Efficiency Ratio | 75.10% | 68.91% | 78.20% | 86.93% | Beats 60% | 677 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.36% | 0.26% | 0.65% | 1.29% | Beats 69% | 529 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.27% | 10.44% | 12.89% | 16.53% | Beats 34% | 1,106 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 11.27% | 10.44% | 12.89% | 16.53% | Beats 34% | 1,106 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 38.69% | 52.61% | 69.38% | 83.50% | 10th pctl | 1,515 / 1,683 | ||
| Loans / Assets | 34.20% | 44.71% | 59.18% | 70.72% | 12th pctl | 1,482 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||