Wyndmoor, PA · Charter 4871
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -2.04% | -2.97% | -3.53% | -3.00% | -2.34% | -1.69% | 0.07% | -0.46% | +254 bps | |
| Return on Equity | -15.90% | -25.10% | -34.06% | -28.20% | -22.32% | -15.84% | 0.69% | -4.30% | +2,390 bps | |
| Net Interest Margin | 1.81% | 1.48% | 0.26% | 1.63% | 2.22% | 2.67% | 4.54% | 4.51% | +288 bps | |
| Efficiency Ratio | 202% | 290% | 1463% | 244% | 175.60% | 144.44% | 70.88% | 74.20% | -16,998 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -10.85% | -12.44% | -6.37% | -8.72% | -6.13% | -3.91% | -8.30% | -3.42% | +531 bps | |
| Loan Growth (YoY) | 5.09% | -6.12% | -5.07% | -20.26% | -20.26% | -23.93% | -14.20% | -3.14% | +1,712 bps | |
| Share Growth (YoY) | -11.18% | -11.88% | -3.59% | -5.61% | -3.72% | -2.36% | -8.52% | -3.34% | +227 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.37% | 2.74% | 1.85% | 0.00% | 1.36% | 1.49% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.38% | 0.98% | 1.06% | 0.42% | 0.91% | 1.02% | 0.70% | 2.13% | +171 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.84% | 11.85% | 10.37% | 10.64% | 10.49% | 10.64% | 10.61% | 10.63% | -2 bps | |
| Net Worth / Assets | 12.84% | 11.85% | 10.37% | 10.64% | 10.49% | 10.64% | 10.61% | 10.63% | -2 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 47.77% | 46.91% | 41.07% | 39.12% | 39.56% | 36.55% | 38.52% | 39.21% | +8 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |