Noda
Slidell, LA · Charter 4461 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$35.8MAssets
$9.9MLoans
$30.0MShares
$5.5MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 69% of credit unions under $1B in assets (rank 527 of 1683).
- Widest gap: efficiency ratio trails 97% of credit unions under $1B in assets (rank 1636 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-1.26%
Rank 1,626 of 1,683
Net Interest Margin
2.94%
Rank 1,485 of 1,683
Efficiency Ratio
117.76%
Rank 1,636 of 1,682
Equity / Assets
15.26%
Rank 527 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.26% | 0.35% | 0.74% | 1.18% | Beats 3% | 1,626 / 1,683 | | |
| Return on Equity | -8.25% | 2.67% | 5.89% | 8.74% | Beats 4% | 1,612 / 1,681 | | |
| Net Interest Margin | 2.94% | 3.31% | 3.82% | 4.32% | Beats 12% | 1,485 / 1,683 | | |
| Efficiency Ratio | 117.76% | 68.91% | 78.20% | 86.93% | Beats 3% | 1,636 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.14% | 0.26% | 0.65% | 1.29% | Beats 5% | 1,607 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.26% | 10.44% | 12.89% | 16.53% | Beats 69% | 527 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.26% | 10.44% | 12.89% | 16.53% | Beats 69% | 527 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 33.12% | 52.61% | 69.38% | 83.50% | 6th pctl | 1,574 / 1,683 | | |
| Loans / Assets | 27.76% | 44.71% | 59.18% | 70.72% | 6th pctl | 1,578 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |