Slidell, LA · Charter 4461
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
69
Asset Quality
5
Profitability
6
Liquidity
0
Efficiency
3
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Slidell, LA · Charter 4461
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.36% | -2.04% | 0.83% | 0.11% | -0.14% | -0.41% | -1.74% | -1.26% | -137 bps | |
| Return on Equity | 2.06% | -11.90% | 4.75% | 0.63% | -0.83% | -2.45% | -10.76% | -8.24% | -887 bps | |
| Net Interest Margin | 3.46% | 3.46% | 3.42% | 3.46% | 3.46% | 3.40% | 2.92% | 2.94% | -52 bps | |
| Efficiency Ratio | 86.12% | 98.80% | 80.07% | 97.36% | 103.44% | 110.01% | 133.77% | 117.80% | +2,044 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.50% | -15.37% | -18.90% | -10.03% | -10.90% | 1.02% | 1.21% | 6.56% | +1,658 bps | |
| Loan Growth (YoY) | -8.17% | -16.25% | -17.88% | -18.75% | -17.33% | -15.92% | -18.79% | -18.26% | +49 bps | |
| Share Growth (YoY) | -6.17% | -15.23% | -19.49% | -10.52% | -11.07% | 1.11% | 1.82% | 8.42% | +1,894 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.66% | 1.69% | 4.20% | 3.16% | 3.35% | 4.97% | 5.88% | 4.14% | +98 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 17.57% | 17.17% | 17.41% | 17.40% | 17.24% | 16.59% | 16.16% | 15.26% | -214 bps | |
| Net Worth / Assets | 17.57% | 17.17% | 17.41% | 17.40% | 17.24% | 16.59% | 16.16% | 15.26% | -214 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 46.13% | 47.34% | 45.27% | 43.93% | 42.88% | 39.36% | 36.11% | 33.12% | -1,081 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Slidell, LA · Charter 4461 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
Return on Assets
-1.26%
Rank 1,626 of 1,683
Net Interest Margin
2.94%
Rank 1,485 of 1,683
Efficiency Ratio
117.76%
Rank 1,636 of 1,682
Equity / Assets
15.26%
Rank 527 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -1.26% | 0.35% | 0.74% | 1.18% | Beats 3% | 1,626 / 1,683 | ||
| Return on Equity | -8.25% | 2.67% | 5.89% | 8.74% | Beats 4% | 1,612 / 1,681 | ||
| Net Interest Margin | 2.94% | 3.31% | 3.82% | 4.32% | Beats 12% | 1,485 / 1,683 | ||
| Efficiency Ratio | 117.76% | 68.91% | 78.20% | 86.93% | Beats 3% | 1,636 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 4.14% | 0.26% | 0.65% | 1.29% | Beats 5% | 1,607 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 15.26% | 10.44% | 12.89% | 16.53% | Beats 69% | 527 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 15.26% | 10.44% | 12.89% | 16.53% | Beats 69% | 527 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 33.12% | 52.61% | 69.38% | 83.50% | 6th pctl | 1,574 / 1,683 | ||
| Loans / Assets | 27.76% | 44.71% | 59.18% | 70.72% | 6th pctl | 1,578 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||