Tampa Postal
Tampa, FL · Charter 4395 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$98.2MAssets
$35.3MLoans
$90.3MShares
$10.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 79% of credit unions under $1B in assets (rank 350 of 1682).
- Widest gap: efficiency ratio trails 93% of credit unions under $1B in assets (rank 1570 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.21%
Rank 1,538 of 1,683
Net Interest Margin
3.23%
Rank 1,319 of 1,683
Efficiency Ratio
101.42%
Rank 1,570 of 1,682
Equity / Assets
11.04%
Rank 1,146 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.21% | 0.35% | 0.74% | 1.18% | Beats 9% | 1,538 / 1,683 | |
| Return on Equity | -1.88% | 2.67% | 5.89% | 8.74% | Beats 8% | 1,549 / 1,681 | |
| Net Interest Margin | 3.23% | 3.31% | 3.82% | 4.32% | Beats 22% | 1,319 / 1,683 | |
| Efficiency Ratio | 101.42% | 68.91% | 78.20% | 86.93% | Beats 7% | 1,570 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.21% | 0.26% | 0.65% | 1.29% | Beats 79% | 350 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.04% | 10.44% | 12.89% | 16.53% | Beats 32% | 1,146 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.04% | 10.44% | 12.89% | 16.53% | Beats 32% | 1,146 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 39.15% | 52.61% | 69.38% | 83.50% | 11th pctl | 1,506 / 1,683 | |
| Loans / Assets | 35.98% | 44.71% | 59.18% | 70.72% | 14th pctl | 1,447 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |