Camden National Bank
Camden, ME · Cert 4255 · Peer group: banks $1B-$10B in assets (n=313-319) · Camden National Corp.
National charter · OCC · 72 branches
Q2 2026
$6.9BAssets
$5.0BLoans
$5.6BDeposits
$749.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 76% of banks $1B-$10B in assets (rank 75 of 313).
- Widest gap: net interest margin trails 69% of banks $1B-$10B in assets (rank 221 of 319).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.35%
Rank 118 of 319
Net Interest Margin
3.17%
Rank 221 of 319
Efficiency Ratio
54.37%
Rank 106 of 319
Equity / Assets
10.80%
Rank 133 of 319
Non-interest income vs. expense
Unfavorable gap of $92.5M · efficiency ratio beats 67% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.35% | 0.91% | 1.21% | 1.53% | Beats 63% | 118 / 319 | | |
| Return on Equity | 12.48% | 8.49% | 11.44% | 14.57% | Beats 57% | 136 / 319 | | |
| Net Interest Margin | 3.17% | 3.06% | 3.43% | 3.81% | Beats 31% | 221 / 319 | | |
| Efficiency Ratio | 54.37% | 51.90% | 59.57% | 67.64% | Beats 67% | 106 / 319 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.25% | 0.54% | 1.18% | Beats 76% | 75 / 313 | | |
| Net Charge-Offs / Loans | 0.03% | 0.01% | 0.04% | 0.12% | Beats 57% | 135 / 313 | | |
| Capital |
| Tier 1 Capital Ratio | 12.73% | 11.74% | 12.99% | 15.28% | Beats 45% | 174 / 319 | | |
| Total Risk-Based Capital Ratio | 13.69% | 12.61% | 14.01% | 16.23% | Beats 44% | 180 / 319 | | |
| Equity / Assets | 10.80% | 9.03% | 10.33% | 12.01% | Beats 58% | 133 / 319 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.73% | 76.76% | 88.16% | 95.43% | 54th pctl | 143 / 314 | | |
| Loans / Assets | 72.30% | 65.79% | 74.05% | 79.84% | 43rd pctl | 181 / 319 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |