Camden National Bank
Camden, ME · Cert 4255 · Peer group: banks $1B-$10B in assets operating regionally (n=178) · Camden National Corp.
National charter · OCC · 72 branches
Q2 2026
$6.9BAssets
$5.0BLoans
$5.6BDeposits
$749.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 82% of banks $1B-$10B in assets operating regionally (rank 34 of 178).
- Widest gap: net interest margin trails 78% of banks $1B-$10B in assets operating regionally (rank 138 of 178).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.35%
Rank 72 of 178
Net Interest Margin
3.17%
Rank 138 of 178
Efficiency Ratio
54.37%
Rank 60 of 178
Equity / Assets
10.80%
Rank 75 of 178
Non-interest income vs. expense
Unfavorable gap of $92.5M · efficiency ratio beats 67% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.35% | 0.91% | 1.25% | 1.53% | Beats 60% | 72 / 178 | |
| Return on Equity | 12.48% | 9.18% | 11.89% | 14.44% | Beats 54% | 81 / 178 | |
| Net Interest Margin | 3.17% | 3.22% | 3.56% | 3.91% | Beats 22% | 138 / 178 | |
| Efficiency Ratio | 54.37% | 52.04% | 58.90% | 67.10% | Beats 67% | 60 / 178 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.29% | 0.60% | 1.26% | Beats 82% | 34 / 178 | |
| Net Charge-Offs / Loans | 0.03% | 0.01% | 0.03% | 0.10% | Beats 58% | 76 / 178 | |
| Capital |
| Tier 1 Capital Ratio | 12.73% | 11.19% | 12.72% | 14.14% | Beats 51% | 87 / 178 | |
| Total Risk-Based Capital Ratio | 13.69% | 11.91% | 13.63% | 15.33% | Beats 51% | 87 / 178 | |
| Equity / Assets | 10.80% | 9.12% | 10.35% | 11.80% | Beats 58% | 75 / 178 | |
| Liquidity & Funding |
| Loans / Deposits | 89.73% | 80.94% | 89.92% | 97.12% | 49th pctl | 90 / 178 | |
| Loans / Assets | 72.30% | 69.25% | 75.52% | 80.96% | 37th pctl | 113 / 178 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |