Camden National Bank
Camden, ME · Cert 4255 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · Camden National Corp.
National charter · OCC · 72 branches
Q2 2026
$6.9BAssets
$5.0BLoans
$5.6BDeposits
$749.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 83% of banks $1B-$10B in assets operating regionally (rank 32 of 176).
- Widest gap: net interest margin trails 80% of banks $1B-$10B in assets operating regionally (rank 140 of 176).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.35%
Rank 72 of 176
Net Interest Margin
3.17%
Rank 140 of 176
Efficiency Ratio
54.37%
Rank 56 of 176
Equity / Assets
10.80%
Rank 76 of 176
Non-interest income vs. expense
Unfavorable gap of $92.5M · efficiency ratio beats 69% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.35% | 0.93% | 1.26% | 1.54% | Beats 59% | 72 / 176 | | |
| Return on Equity | 12.48% | 9.26% | 11.89% | 14.46% | Beats 55% | 80 / 176 | | |
| Net Interest Margin | 3.17% | 3.25% | 3.59% | 3.93% | Beats 20% | 140 / 176 | | |
| Efficiency Ratio | 54.37% | 52.79% | 59.55% | 67.66% | Beats 69% | 56 / 176 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.30% | 0.64% | 1.32% | Beats 83% | 32 / 176 | | |
| Net Charge-Offs / Loans | 0.03% | 0.01% | 0.04% | 0.10% | Beats 59% | 73 / 176 | | |
| Capital |
| Tier 1 Capital Ratio | 12.73% | 11.15% | 12.72% | 14.15% | Beats 51% | 87 / 176 | | |
| Total Risk-Based Capital Ratio | 13.69% | 11.81% | 13.63% | 15.33% | Beats 51% | 86 / 176 | | |
| Equity / Assets | 10.80% | 9.16% | 10.35% | 11.80% | Beats 57% | 76 / 176 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.73% | 80.94% | 89.73% | 97.21% | 50th pctl | 88 / 176 | | |
| Loans / Assets | 72.30% | 69.25% | 75.12% | 80.82% | 37th pctl | 111 / 176 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |