PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

General Electric Employees

Milford, CT · Charter 4043

NCUA · 12 branches

Q2 2026

$283.2MAssets
$147.8MLoans
$255.7MShares
$28.2MNet Worth

Executive Summary

  • Earnings: ROA of 0.28%, down 10 bps year over year; NIM at 3.24%.
  • Asset quality: problem loans at 1.57% of loans (+22 bps YoY).
  • Capital: net worth / assets of 9.94%, down 4 bps from a year ago.
  • Funding: loans stand at 57.78% of shares as of Q2 2026.

Return on Assets (YTD, annualized)

0.28%-10 bps YoY

Net Interest Margin (YTD, annualized)

3.24%-10 bps YoY

Efficiency Ratio (YTD, annualized)

92.05%+287 bps YoY

Net Worth / Assets

9.94%-4 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.49%0.46%0.28%0.37%0.42%0.41%0.22%0.28%-10 bps
Return on Equity4.97%4.65%2.91%3.76%4.17%4.08%2.27%2.81%-94 bps
Net Interest Margin3.38%3.37%3.19%3.34%3.45%3.37%3.20%3.24%-10 bps
Efficiency Ratio87.56%87.73%90.80%89.18%88.02%88.22%92.05%92.05%+287 bps
Growth
Asset Growth (YoY)1.08%1.85%1.55%2.06%1.02%3.57%3.34%3.42%+136 bps
Loan Growth (YoY)4.47%4.03%2.30%1.85%-0.49%-1.49%-0.68%-4.88%-673 bps
Share Growth (YoY)-1.25%0.92%-0.07%0.46%-0.18%2.17%2.29%2.78%+232 bps
Asset Quality
Delinquent Loans / Loans0.94%1.09%0.83%1.34%1.47%1.31%0.93%1.57%+22 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital9.92%10.00%9.69%9.98%10.17%10.00%9.69%9.94%-4 bps
Net Worth / Assets9.92%10.00%9.69%9.98%10.17%10.00%9.69%9.94%-4 bps
Liquidity & Funding
Loans / Shares63.27%63.51%60.57%62.43%63.08%61.23%58.81%57.78%-465 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps