General Electric Employees
Milford, CT · Charter 4043 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 12 branches
Q2 2026
$283.2MAssets
$147.8MLoans
$255.7MShares
$28.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 26% of credit unions under $1B in assets (rank 1239 of 1681).
- Widest gap: efficiency ratio trails 85% of credit unions under $1B in assets (rank 1437 of 1682).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.28%
Rank 1,325 of 1,683
Net Interest Margin
3.24%
Rank 1,312 of 1,683
Efficiency Ratio
92.05%
Rank 1,437 of 1,682
Equity / Assets
9.94%
Rank 1,356 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.28% | 0.35% | 0.74% | 1.18% | Beats 21% | 1,325 / 1,683 | | |
| Return on Equity | 2.81% | 2.67% | 5.89% | 8.74% | Beats 26% | 1,239 / 1,681 | | |
| Net Interest Margin | 3.24% | 3.31% | 3.82% | 4.32% | Beats 22% | 1,312 / 1,683 | | |
| Efficiency Ratio | 92.05% | 68.91% | 78.20% | 86.93% | Beats 15% | 1,437 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.57% | 0.26% | 0.65% | 1.29% | Beats 20% | 1,351 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.94% | 10.44% | 12.89% | 16.53% | Beats 19% | 1,356 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.94% | 10.44% | 12.89% | 16.53% | Beats 19% | 1,356 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 57.78% | 52.61% | 69.38% | 83.50% | 32nd pctl | 1,152 / 1,683 | | |
| Loans / Assets | 52.17% | 44.71% | 59.18% | 70.72% | 37th pctl | 1,056 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |