Bankwest, Incorporated
Pierre, SD · Cert 4009 · Peer group: banks $1B-$10B in assets (n=322-328) · South Dakota Bancshares Inc.
State charter, non-member · FDIC · 22 branches
Q2 2026
$1.9BAssets
$1.4BLoans
$1.6BDeposits
$159.9MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 79% of banks $1B-$10B in assets (rank 69 of 322).
- Widest gap: nonperforming loans / loans trails 94% of banks $1B-$10B in assets (rank 304 of 322).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.68%
Rank 286 of 328
Net Interest Margin
3.66%
Rank 111 of 328
Efficiency Ratio
80.52%
Rank 308 of 328
Equity / Assets
8.26%
Rank 301 of 328
Non-interest income vs. expense
Unfavorable gap of $53.0M · efficiency ratio beats 6% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.68% | 0.91% | 1.22% | 1.52% | Beats 13% | 286 / 328 | | |
| Return on Equity | 8.24% | 8.43% | 11.45% | 14.43% | Beats 23% | 253 / 328 | | |
| Net Interest Margin | 3.66% | 3.03% | 3.45% | 3.83% | Beats 66% | 111 / 328 | | |
| Efficiency Ratio | 80.52% | 51.61% | 59.56% | 67.53% | Beats 6% | 308 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.76% | 0.24% | 0.51% | 1.03% | Beats 6% | 304 / 322 | | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.03% | 0.10% | Beats 79% | 69 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 10.58% | 11.75% | 13.15% | 15.47% | Beats 10% | 296 / 328 | | |
| Total Risk-Based Capital Ratio | 11.57% | 12.63% | 14.15% | 16.46% | Beats 15% | 278 / 328 | | |
| Equity / Assets | 8.26% | 9.15% | 10.33% | 12.01% | Beats 8% | 301 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.60% | 76.63% | 87.92% | 95.36% | 44th pctl | 180 / 323 | | |
| Loans / Assets | 72.79% | 65.18% | 74.15% | 79.98% | 45th pctl | 182 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |