Bankwest, Incorporated
Pierre, SD · Cert 4009 · Peer group: banks $1B-$10B in assets (n=313-319) · South Dakota Bancshares Inc.
State charter, non-member · FDIC · 22 branches
Q2 2026
$1.9BAssets
$1.4BLoans
$1.6BDeposits
$159.9MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 80% of banks $1B-$10B in assets (rank 63 of 313).
- Widest gap: nonperforming loans / loans trails 94% of banks $1B-$10B in assets (rank 296 of 313).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.68%
Rank 277 of 319
Net Interest Margin
3.66%
Rank 110 of 319
Efficiency Ratio
80.52%
Rank 300 of 319
Equity / Assets
8.26%
Rank 290 of 319
Non-interest income vs. expense
Unfavorable gap of $53.0M · efficiency ratio beats 6% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.68% | 0.91% | 1.21% | 1.53% | Beats 13% | 277 / 319 | |
| Return on Equity | 8.24% | 8.49% | 11.44% | 14.57% | Beats 23% | 247 / 319 | |
| Net Interest Margin | 3.66% | 3.06% | 3.43% | 3.81% | Beats 66% | 110 / 319 | |
| Efficiency Ratio | 80.52% | 51.90% | 59.57% | 67.64% | Beats 6% | 300 / 319 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.76% | 0.25% | 0.54% | 1.18% | Beats 6% | 296 / 313 | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.04% | 0.12% | Beats 80% | 63 / 313 | |
| Capital |
| Tier 1 Capital Ratio | 10.58% | 11.74% | 12.99% | 15.28% | Beats 9% | 290 / 319 | |
| Total Risk-Based Capital Ratio | 11.57% | 12.61% | 14.01% | 16.23% | Beats 14% | 273 / 319 | |
| Equity / Assets | 8.26% | 9.03% | 10.33% | 12.01% | Beats 9% | 290 / 319 | |
| Liquidity & Funding |
| Loans / Deposits | 85.60% | 76.76% | 88.16% | 95.43% | 44th pctl | 177 / 314 | |
| Loans / Assets | 72.79% | 65.79% | 74.05% | 79.84% | 45th pctl | 177 / 319 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |