Wichita, KS · Charter 3907
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.36% | 1.04% | 1.23% | 0.47% | 0.53% | -83 bps | |
| Return on Equity | 9.93% | 7.43% | 8.65% | 3.37% | 3.63% | -630 bps | |
| Net Interest Margin | 5.13% | 5.39% | 5.11% | 5.42% | 5.43% | +30 bps | |
| Efficiency Ratio | 55.12% | 58.23% | 57.48% | 67.43% | 64.02% | +890 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.16% | 4.95% | 26.00% | 23.67% | 24.44% | +1,727 bps | |
| Loan Growth (YoY) | 7.61% | 6.51% | 6.80% | 8.70% | 8.28% | +67 bps | |
| Share Growth (YoY) | 7.07% | 4.40% | 23.80% | 21.81% | 22.65% | +1,558 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.59% | 1.51% | 1.98% | 1.73% | 2.11% | +52 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.69% | 13.97% | 14.26% | 14.03% | 14.52% | +82 bps | |
| Net Worth / Assets | 13.69% | 13.97% | 14.26% | 14.03% | 14.52% | +82 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 98.90% | 102.77% | 88.08% | 86.68% | 87.31% | -1,159 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |