Wichita
Wichita, KS · Charter 3907 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$280.5MAssets
$207.2MLoans
$237.3MShares
$40.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 95% of credit unions under $1B in assets (rank 82 of 1683).
- Widest gap: nonperforming loans / loans trails 87% of credit unions under $1B in assets (rank 1467 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.53%
Rank 1,097 of 1,683
Net Interest Margin
5.43%
Rank 82 of 1,683
Efficiency Ratio
64.02%
Rank 266 of 1,682
Equity / Assets
14.52%
Rank 600 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.53% | 0.35% | 0.74% | 1.18% | Beats 35% | 1,097 / 1,683 | |
| Return on Equity | 3.63% | 2.67% | 5.89% | 8.74% | Beats 32% | 1,138 / 1,681 | |
| Net Interest Margin | 5.43% | 3.31% | 3.82% | 4.32% | Beats 95% | 82 / 1,683 | |
| Efficiency Ratio | 64.02% | 68.91% | 78.20% | 86.93% | Beats 84% | 266 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.11% | 0.26% | 0.65% | 1.29% | Beats 13% | 1,467 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.52% | 10.44% | 12.89% | 16.53% | Beats 64% | 600 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.52% | 10.44% | 12.89% | 16.53% | Beats 64% | 600 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 87.31% | 52.61% | 69.38% | 83.50% | 82nd pctl | 309 / 1,683 | |
| Loans / Assets | 73.88% | 44.71% | 59.18% | 70.72% | 81st pctl | 313 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |