Tigard, OR · Charter 3853
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.03% | 1.12% | 1.52% | 0.77% | 1.17% | +15 bps | |
| Return on Equity | 7.46% | 7.99% | 10.46% | 5.44% | 8.03% | +56 bps | |
| Net Interest Margin | 4.46% | 4.49% | 4.52% | 4.67% | 4.76% | +30 bps | |
| Efficiency Ratio | 68.94% | 67.40% | 62.63% | 66.40% | 65.43% | -350 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.96% | 4.62% | 4.87% | 5.78% | 5.33% | +237 bps | |
| Loan Growth (YoY) | 3.83% | 4.62% | 7.11% | 4.43% | 5.50% | +166 bps | |
| Share Growth (YoY) | 2.79% | 4.29% | 3.78% | 4.92% | 2.35% | -44 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.75% | 0.69% | 0.73% | 0.66% | 0.91% | +17 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.76% | 13.95% | 14.50% | 14.14% | 14.61% | +85 bps | |
| Net Worth / Assets | 13.76% | 13.95% | 14.50% | 14.14% | 14.61% | +85 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 90.57% | 91.17% | 95.04% | 90.07% | 93.35% | +278 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |