Greenbelt, MD · Charter 3764
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.25% | 0.23% | 0.20% | -0.22% | -0.15% | -40 bps | |
| Return on Equity | 1.32% | 1.22% | 1.02% | -1.15% | -0.80% | -211 bps | |
| Net Interest Margin | 3.25% | 3.31% | 3.40% | 3.13% | 3.17% | -7 bps | |
| Efficiency Ratio | 93.95% | 92.47% | 93.69% | 101.37% | 97.56% | +360 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.69% | -0.34% | -3.24% | -3.45% | -2.61% | -430 bps | |
| Loan Growth (YoY) | -4.75% | -6.41% | -6.80% | -8.22% | -9.68% | -493 bps | |
| Share Growth (YoY) | -0.99% | -2.88% | -5.71% | -4.74% | -3.15% | -217 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.45% | 0.94% | 2.30% | 0.94% | 1.21% | +76 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 18.99% | 19.11% | 19.53% | 19.15% | 19.38% | +39 bps | |
| Net Worth / Assets | 18.99% | 19.11% | 19.53% | 19.15% | 19.38% | +39 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 53.32% | 52.96% | 53.04% | 50.46% | 49.73% | -359 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |