Top Tier
Clarion, PA · Charter 3655 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$277.5MAssets
$201.2MLoans
$248.7MShares
$27.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 96% of credit unions under $1B in assets (rank 71 of 1681).
- Widest gap: net interest margin trails 84% of credit unions under $1B in assets (rank 1410 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.39%
Rank 295 of 1,683
Net Interest Margin
3.07%
Rank 1,410 of 1,683
Efficiency Ratio
62.17%
Rank 223 of 1,682
Equity / Assets
9.97%
Rank 1,351 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.39% | 0.35% | 0.74% | 1.18% | Beats 82% | 295 / 1,683 | |
| Return on Equity | 13.95% | 2.67% | 5.89% | 8.74% | Beats 96% | 71 / 1,681 | |
| Net Interest Margin | 3.07% | 3.31% | 3.82% | 4.32% | Beats 16% | 1,410 / 1,683 | |
| Efficiency Ratio | 62.17% | 68.91% | 78.20% | 86.93% | Beats 87% | 223 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.26% | 0.65% | 1.29% | Beats 53% | 791 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.97% | 10.44% | 12.89% | 16.53% | Beats 20% | 1,351 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.97% | 10.44% | 12.89% | 16.53% | Beats 20% | 1,351 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 80.89% | 52.61% | 69.38% | 83.50% | 71st pctl | 488 / 1,683 | |
| Loans / Assets | 72.49% | 44.71% | 59.18% | 70.72% | 79th pctl | 358 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |