Massmutual Private Wealth & Trust, FSB
Windsor, CT · Cert 35394 · Peer group: banks under $1B in assets (n=594-629)
State savings bank · OCC · 1 branch
Q2 2026
$93.7MAssets
$0KLoans
$50.5MDeposits
$28.2MEquity
Executive Summary
- Strongest standing: return on assets outperforms 95% of banks under $1B in assets (rank 30 of 629).
- Widest gap: net interest margin trails 98% of banks under $1B in assets (rank 616 of 629).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
5.93%
Rank 30 of 629
Net Interest Margin
1.35%
Rank 616 of 629
Efficiency Ratio
87.50%
Rank 530 of 629
Equity / Assets
30.14%
Rank 56 of 629
Non-interest income vs. expense
Favorable gap of $6.4M · efficiency ratio beats 16% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 5.93% | 0.60% | 1.01% | 1.45% | Beats 95% | 30 / 629 | |
| Return on Equity | 19.66% | 5.38% | 9.30% | 13.28% | Beats 93% | 44 / 629 | |
| Net Interest Margin | 1.35% | 3.03% | 3.54% | 4.05% | Beats 2% | 616 / 629 | |
| Efficiency Ratio | 87.50% | 58.35% | 67.79% | 79.08% | Beats 16% | 530 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 58.94% | 11.24% | 13.84% | 18.77% | Beats 92% | 51 / 629 | |
| Total Risk-Based Capital Ratio | 58.94% | 11.58% | 14.43% | 19.66% | Beats 92% | 51 / 629 | |
| Equity / Assets | 30.14% | 9.09% | 10.65% | 13.80% | Beats 91% | 56 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 0.00% | 67.24% | 80.90% | 93.48% | 0th pctl | 582 / 594 | |
| Loans / Assets | 0.00% | 53.31% | 67.71% | 78.15% | 0th pctl | 582 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |