Massmutual Private Wealth & Trust, FSB
Windsor, CT · Cert 35394 · Peer group: banks under $1B in assets (n=582-617)
State savings bank · OCC · 1 branch
Q2 2026
$93.7MAssets
$0KLoans
$50.5MDeposits
$28.2MEquity
Executive Summary
- Strongest standing: return on assets outperforms 95% of banks under $1B in assets (rank 28 of 617).
- Widest gap: net interest margin trails 98% of banks under $1B in assets (rank 604 of 617).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
5.93%
Rank 28 of 617
Net Interest Margin
1.35%
Rank 604 of 617
Efficiency Ratio
87.50%
Rank 520 of 617
Equity / Assets
30.14%
Rank 55 of 617
Non-interest income vs. expense
Favorable gap of $6.4M · efficiency ratio beats 16% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 5.93% | 0.60% | 1.01% | 1.45% | Beats 95% | 28 / 617 | |
| Return on Equity | 19.66% | 5.30% | 9.43% | 13.30% | Beats 93% | 42 / 617 | |
| Net Interest Margin | 1.35% | 3.04% | 3.54% | 4.05% | Beats 2% | 604 / 617 | |
| Efficiency Ratio | 87.50% | 58.03% | 67.76% | 79.08% | Beats 16% | 520 / 617 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 58.94% | 11.18% | 13.83% | 18.55% | Beats 92% | 48 / 617 | |
| Total Risk-Based Capital Ratio | 58.94% | 11.56% | 14.39% | 19.39% | Beats 92% | 48 / 617 | |
| Equity / Assets | 30.14% | 9.03% | 10.55% | 13.63% | Beats 91% | 55 / 617 | |
| Liquidity & Funding |
| Loans / Deposits | 0.00% | 64.77% | 79.70% | 93.06% | 0th pctl | 571 / 582 | |
| Loans / Assets | 0.00% | 51.70% | 67.18% | 77.51% | 0th pctl | 571 / 617 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |