Premier Bank
Dubuque, IA · Cert 34849 · Peer group: banks under $1B in assets (n=581-629) · Premier Financial Corp.
State charter, Fed member · FED · 3 branches
Q2 2026
$357.7MAssets
$265.5MLoans
$304.8MDeposits
$28.7MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 78% of banks under $1B in assets (rank 127 of 581).
- Widest gap: equity / assets trails 87% of banks under $1B in assets (rank 549 of 629).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.95%
Rank 346 of 629
Net Interest Margin
3.21%
Rank 428 of 629
Efficiency Ratio
66.16%
Rank 280 of 629
Equity / Assets
8.04%
Rank 549 of 629
Non-interest income vs. expense
Unfavorable gap of $7.3M · efficiency ratio beats 56% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.95% | 0.60% | 1.01% | 1.45% | Beats 45% | 346 / 629 | n/a | |
| Return on Equity | 11.79% | 5.38% | 9.30% | 13.28% | Beats 65% | 218 / 629 | n/a | |
| Net Interest Margin | 3.21% | 3.03% | 3.54% | 4.05% | Beats 32% | 428 / 629 | n/a | |
| Efficiency Ratio | 66.16% | 58.35% | 67.79% | 79.08% | Beats 56% | 280 / 629 | n/a | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.07% | 0.09% | 0.46% | 1.20% | Beats 78% | 127 / 581 | n/a | |
| Net Charge-Offs / Loans | 0.04% | n/a | 0.01% | 0.06% | Beats 32% | 397 / 581 | n/a | |
| Capital |
| Tier 1 Capital Ratio | 12.40% | 11.24% | 13.84% | 18.77% | Beats 37% | 396 / 629 | n/a | |
| Total Risk-Based Capital Ratio | 13.40% | 11.58% | 14.43% | 19.66% | Beats 42% | 365 / 629 | n/a | |
| Equity / Assets | 8.04% | 9.09% | 10.65% | 13.80% | Beats 13% | 549 / 629 | n/a | |
| Liquidity & Funding |
| Loans / Deposits | 87.11% | 67.24% | 80.90% | 93.48% | 63rd pctl | 221 / 594 | n/a | |
| Loans / Assets | 74.23% | 53.31% | 67.71% | 78.15% | 64th pctl | 228 / 629 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |