Premier Bank
Dubuque, IA · Cert 34849 · Peer group: banks under $1B in assets (n=570-617) · Premier Financial Corp.
State charter, Fed member · FED · 3 branches
Q2 2026
$357.7MAssets
$265.5MLoans
$304.8MDeposits
$28.7MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 78% of banks under $1B in assets (rank 125 of 570).
- Widest gap: equity / assets trails 87% of banks under $1B in assets (rank 538 of 617).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.95%
Rank 336 of 617
Net Interest Margin
3.21%
Rank 424 of 617
Efficiency Ratio
66.16%
Rank 276 of 617
Equity / Assets
8.04%
Rank 538 of 617
Non-interest income vs. expense
Unfavorable gap of $7.3M · efficiency ratio beats 55% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.95% | 0.60% | 1.01% | 1.45% | Beats 46% | 336 / 617 | |
| Return on Equity | 11.79% | 5.30% | 9.43% | 13.30% | Beats 65% | 214 / 617 | |
| Net Interest Margin | 3.21% | 3.04% | 3.54% | 4.05% | Beats 31% | 424 / 617 | |
| Efficiency Ratio | 66.16% | 58.03% | 67.76% | 79.08% | Beats 55% | 276 / 617 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.07% | 0.09% | 0.47% | 1.27% | Beats 78% | 125 / 570 | |
| Net Charge-Offs / Loans | 0.04% | n/a | 0.01% | 0.06% | Beats 30% | 400 / 570 | |
| Capital |
| Tier 1 Capital Ratio | 12.40% | 11.18% | 13.83% | 18.55% | Beats 37% | 386 / 617 | |
| Total Risk-Based Capital Ratio | 13.40% | 11.56% | 14.39% | 19.39% | Beats 42% | 355 / 617 | |
| Equity / Assets | 8.04% | 9.03% | 10.55% | 13.63% | Beats 13% | 538 / 617 | |
| Liquidity & Funding |
| Loans / Deposits | 87.11% | 64.77% | 79.70% | 93.06% | 64th pctl | 209 / 582 | |
| Loans / Assets | 74.23% | 51.70% | 67.18% | 77.51% | 65th pctl | 216 / 617 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |