PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Thrivent Trust Co.

Appleton, WI · Cert 34799

State savings bank · OCC · 2 branches

Q2 2026

$15.5MAssets
$0KLoans
$2.0MDeposits
$12.6MEquity
Deposit mix
100%Interest-bearing $2.0M0%Noninterest $0.0MQ2 2025Q2 2026

NIM

2.01%Q2 ’243.37%Q2 ’253.36%Q2 ’26+80%+0%

Non-interest income vs. expense

63.77%Q2 ’2459.96%Q2 ’2556.20%Q2 ’26-158%-117%

Financial Results

Return on Assets (quarter, annualized)

9.77%+423 bps YoY

Net Interest Margin (quarter, annualized)

3.18%+1 bps YoY

Efficiency Ratio (quarter, annualized)

80.75%-764 bps YoY

Tier 1 Leverage Ratio

82.67%-257 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Return on Assets5.54%5.96%7.59%6.51%9.77%+423 bps
Net Interest Margin3.17%3.53%3.56%3.35%3.18%+1 bps
Non-Interest Burden-4.70%-4.95%-6.18%-5.58%-10.22%-551 bps
Loan Growth (YoY)n/an/an/an/an/an/an/a
Nonperforming Loans / Loansn/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/a
Tier 1 Leverage Ratio85.24%85.17%78.98%78.03%82.67%-257 bps
Equity / Assets81.10%80.45%73.42%80.25%81.24%+13 bps
Liquid Assets / Assets0.76%0.81%0.68%0.73%0.71%-5 bps