Thrivent Trust Co.
Appleton, WI · Cert 34799 · Peer group: banks under $1B in assets in WI (n=112-113)
State savings bank · OCC · 2 branches
Q2 2026
$15.5MAssets
$0KLoans
$2.0MDeposits
$12.6MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 98% of banks under $1B in assets in WI (rank 2 of 113).
- Widest gap: efficiency ratio trails 90% of banks under $1B in assets in WI (rank 103 of 113).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
8.17%
Rank 3 of 113
Net Interest Margin
3.31%
Rank 75 of 113
Efficiency Ratio
83.68%
Rank 103 of 113
Equity / Assets
81.24%
Rank 2 of 113
Non-interest income vs. expense
Favorable gap of $1.2M · efficiency ratio beats 10% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 8.17% | 0.85% | 1.17% | 1.51% | Beats 97% | 3 / 113 | |
| Return on Equity | 10.06% | 7.70% | 10.77% | 13.67% | Beats 41% | 67 / 113 | |
| Net Interest Margin | 3.31% | 3.19% | 3.59% | 3.89% | Beats 34% | 75 / 113 | |
| Efficiency Ratio | 83.68% | 54.61% | 62.43% | 71.88% | Beats 10% | 103 / 113 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 82.67% | 11.22% | 12.95% | 15.76% | Beats 98% | 2 / 113 | |
| Total Risk-Based Capital Ratio | 82.67% | 11.57% | 13.59% | 16.73% | Beats 98% | 2 / 113 | |
| Equity / Assets | 81.24% | 9.17% | 10.74% | 13.13% | Beats 98% | 2 / 113 | |
| Liquidity & Funding |
| Loans / Deposits | 0.00% | 76.54% | 86.37% | 98.93% | 0th pctl | 111 / 112 | |
| Loans / Assets | 0.00% | 63.07% | 71.33% | 78.84% | 0th pctl | 111 / 113 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |