Thrivent Trust Co.
Appleton, WI · Cert 34799 · Peer group: banks under $1B in assets in WI (n=111-112)
State savings bank · OCC · 2 branches
Q2 2026
$15.5MAssets
$0KLoans
$2.0MDeposits
$12.6MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 98% of banks under $1B in assets in WI (rank 2 of 112).
- Widest gap: efficiency ratio trails 90% of banks under $1B in assets in WI (rank 102 of 112).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
8.17%
Rank 3 of 112
Net Interest Margin
3.31%
Rank 74 of 112
Efficiency Ratio
83.68%
Rank 102 of 112
Equity / Assets
81.24%
Rank 2 of 112
Non-interest income vs. expense
Favorable gap of $1.2M · efficiency ratio beats 10% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 8.17% | 0.85% | 1.17% | 1.51% | Beats 97% | 3 / 112 | |
| Return on Equity | 10.06% | 7.87% | 10.91% | 13.85% | Beats 40% | 67 / 112 | |
| Net Interest Margin | 3.31% | 3.19% | 3.59% | 3.89% | Beats 34% | 74 / 112 | |
| Efficiency Ratio | 83.68% | 54.87% | 62.73% | 72.61% | Beats 10% | 102 / 112 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 82.67% | 11.22% | 12.95% | 15.76% | Beats 98% | 2 / 112 | |
| Total Risk-Based Capital Ratio | 82.67% | 11.57% | 13.59% | 16.73% | Beats 98% | 2 / 112 | |
| Equity / Assets | 81.24% | 9.17% | 10.74% | 13.13% | Beats 98% | 2 / 112 | |
| Liquidity & Funding |
| Loans / Deposits | 0.00% | 75.89% | 86.36% | 98.49% | 0th pctl | 110 / 111 | |
| Loans / Assets | 0.00% | 64.03% | 71.52% | 78.98% | 0th pctl | 110 / 112 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |