Enterprise Bank
Allison Park, PA · Cert 34786 · Peer group: banks under $1B in assets (n=581-629) · Enterprise Employee STK Ownership Plan
State charter, non-member · FDIC · 1 branch
Q2 2026
$524.6MAssets
$359.4MLoans
$415.7MDeposits
$42.0MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: nonperforming loans / loans trails 98% of banks under $1B in assets (rank 569 of 581).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.76%
Rank 429 of 629
Net Interest Margin
2.85%
Rank 516 of 629
Efficiency Ratio
73.95%
Rank 408 of 629
Equity / Assets
8.01%
Rank 551 of 629
Non-interest income vs. expense
Unfavorable gap of $9.4M · efficiency ratio beats 35% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.76% | 0.60% | 1.01% | 1.45% | Beats 32% | 429 / 629 | | |
| Return on Equity | 9.43% | 5.38% | 9.30% | 13.28% | Beats 51% | 311 / 629 | | |
| Net Interest Margin | 2.85% | 3.03% | 3.54% | 4.05% | Beats 18% | 516 / 629 | | |
| Efficiency Ratio | 73.95% | 58.35% | 67.79% | 79.08% | Beats 35% | 408 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 6.18% | 0.09% | 0.46% | 1.20% | Beats 2% | 569 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 11.34% | 11.24% | 13.84% | 18.77% | Beats 26% | 463 / 629 | | |
| Total Risk-Based Capital Ratio | 11.67% | 11.58% | 14.43% | 19.66% | Beats 25% | 471 / 629 | | |
| Equity / Assets | 8.01% | 9.09% | 10.65% | 13.80% | Beats 12% | 551 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 86.46% | 67.24% | 80.90% | 93.48% | 62nd pctl | 227 / 594 | | |
| Loans / Assets | 68.51% | 53.31% | 67.71% | 78.15% | 52nd pctl | 305 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |