Allison Park, PA · Cert 34786 · Enterprise Employee STK Ownership Plan
State charter, non-member · FDIC · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets (n=581 to 629). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
21
Asset Quality
51
Profitability
34
Liquidity
75
Efficiency
35
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Allison Park, PA · Cert 34786 · Enterprise Employee STK Ownership Plan
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Pittsburgh, PA · 2026 SOD (annual) · 0.2% share · #23 of 48 inst. · $0.4B of $209.3B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.69% | 0.98% | 0.51% | 0.89% | 1.03% | 0.94% | 0.88% | 0.78% | -11 bps | |
| Return on Equity | 8.20% | 11.67% | 6.29% | 10.87% | 12.73% | 11.48% | 10.74% | 9.59% | -129 bps | |
| Net Interest Margin | 2.98% | 3.06% | 2.93% | 2.97% | 3.24% | 3.11% | 3.02% | 2.85% | -12 bps | |
| Efficiency Ratio | 78.16% | 71.61% | 79.35% | 71.38% | 68.34% | 70.91% | 72.83% | 73.95% | +257 bps | |
| Non-Interest Burden | 2.14% | 1.87% | 2.22% | 1.80% | 1.91% | 1.95% | 1.83% | 1.83% | +3 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 7.93% | 10.54% | 11.84% | 14.46% | 12.94% | 5.30% | 8.29% | 8.95% | -551 bps | |
| Loan Growth (YoY) | 4.15% | 0.24% | -0.53% | 3.74% | 2.53% | 3.16% | 9.46% | 5.70% | +196 bps | |
| Deposit Growth (YoY) | 12.62% | 12.49% | 13.36% | 16.75% | 17.06% | 8.32% | 8.33% | 9.18% | -758 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 4.63% | 2.92% | 2.68% | 2.47% | 4.48% | 5.41% | 6.33% | 6.18% | +371 bps | |
| Net Charge-Offs / Loans | -0.01% | 0.00% | 0.02% | 0.09% | 0.11% | 0.08% | -0.04% | -0.02% | -11 bps | |
| Allowance / Loans | 0.36% | 0.36% | 0.38% | 0.32% | 0.32% | 0.31% | 0.31% | 0.32% | 0 bps | |
| Allowance Coverage of NPLs | 0.1x | 0.1x | 0.1x | 0.1x | 0.1x | 0.1x | 0.0x | 0.1x | -0.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 8.50% | 8.62% | 7.91% | 8.37% | 8.10% | 8.04% | 8.30% | 8.15% | -21 bps | |
| Total Risk-Based Capital | 11.99% | 12.29% | 11.62% | 11.68% | 11.66% | 11.84% | 11.43% | 11.67% | 0 bps | |
| Equity / Assets | 8.31% | 8.34% | 8.03% | 8.13% | 7.97% | 8.27% | 8.14% | 8.01% | -12 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 96.93% | 91.05% | 89.53% | 89.31% | 84.90% | 86.72% | 90.46% | 86.46% | -285 bps | |
| Liquid Assets / Assets | 20.42% | 22.09% | 21.64% | 21.63% | 22.99% | 23.07% | 22.18% | 25.34% | +372 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 688% | 674% | 709% | n/a | n/a | |
Allison Park, PA · Cert 34786 · Peer group: banks under $1B in assets (n=581-629) · Enterprise Employee STK Ownership Plan
State charter, non-member · FDIC · 1 branch
Q2 2026
Return on Assets
0.76%
Rank 429 of 629
Net Interest Margin
2.85%
Rank 516 of 629
Efficiency Ratio
73.95%
Rank 408 of 629
Equity / Assets
8.01%
Rank 551 of 629
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.76% | 0.60% | 1.01% | 1.45% | Beats 32% | 429 / 629 | ||
| Return on Equity | 9.43% | 5.38% | 9.30% | 13.28% | Beats 51% | 311 / 629 | ||
| Net Interest Margin | 2.85% | 3.03% | 3.54% | 4.05% | Beats 18% | 516 / 629 | ||
| Efficiency Ratio | 73.95% | 58.35% | 67.79% | 79.08% | Beats 35% | 408 / 629 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 6.18% | 0.09% | 0.46% | 1.20% | Beats 2% | 569 / 581 | ||
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.34% | 11.24% | 13.84% | 18.77% | Beats 26% | 463 / 629 | ||
| Total Risk-Based Capital Ratio | 11.67% | 11.58% | 14.43% | 19.66% | Beats 25% | 471 / 629 | ||
| Equity / Assets | 8.01% | 9.09% | 10.65% | 13.80% | Beats 12% | 551 / 629 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 86.46% | 67.24% | 80.90% | 93.48% | 62nd pctl | 227 / 594 | ||
| Loans / Assets | 68.51% | 53.31% | 67.71% | 78.15% | 52nd pctl | 305 / 629 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||