Columbus, OH · Cert 34710
State savings bank · OCC · 1 branch
Q2 2026
Market Position · Columbus, OH · 2026 SOD (annual) · 0.0% share · #53 of 53 inst. · $0.0B of $124.6B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 14.94% | 15.43% | 21.35% | 19.74% | 19.81% | 19.70% | 20.53% | 18.15% | -159 bps | |
| Return on Equity | 45.60% | 46.41% | 58.70% | 53.93% | 54.25% | 53.43% | 53.26% | 46.47% | -745 bps | |
| Net Interest Margin | -0.84% | -0.80% | -0.30% | -0.37% | -0.37% | -0.18% | 0.40% | 0.38% | +74 bps | |
| Efficiency Ratio | 87.91% | 87.45% | 80.92% | 82.02% | 81.92% | 82.17% | 81.40% | 83.86% | +183 bps | |
| Non-Interest Burden | -19.15% | -19.49% | -25.80% | -24.58% | -25.14% | -24.80% | -25.28% | -21.51% | +307 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.72% | 8.49% | 6.05% | 10.72% | 12.30% | -2.71% | -0.81% | -8.47% | -1,919 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 32.31% | 37.32% | 35.57% | 35.81% | 37.94% | 37.72% | 38.80% | 36.89% | +108 bps | |
| Total Risk-Based Capital | 98.52% | 107.52% | 121.29% | 122.36% | 123.81% | 129.64% | 135.38% | 141.82% | +1,946 bps | |
| Equity / Assets | 34.94% | 35.01% | 37.77% | 37.10% | 36.20% | 38.41% | 38.67% | 40.17% | +307 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.06% | 0.60% | 0.60% | 0.65% | +65 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |