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Letter portraitLegal landscapeQuarterYTD

Nationwide Trust Company, FSB

Columbus, OH · Cert 34710

State savings bank · OCC · 1 branch

Q2 2026

$153.6MAssets
$0KLoans
$500KDeposits
$61.7MEquity
Deposit mix
0%Interest-bearing $0K100%Noninterest $500KQ2 2025Q2 2026

NIM

2.73%Q2 ’242.37%Q2 ’252.52%Q2 ’26+55%+203%

Non-interest income vs. expense

133.19%Q2 ’24110.56%Q2 ’25113.61%Q2 ’26-43%+12%

Financial Results

Return on Assets (YTD, annualized)

18.15%-159 bps YoY

Net Interest Margin (YTD, annualized)

0.38%+74 bps YoY

Efficiency Ratio (YTD, annualized)

83.86%+183 bps YoY

Tier 1 Leverage Ratio

36.89%+108 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Return on Assets19.74%19.81%19.70%20.53%18.15%-159 bps
Net Interest Margin-0.37%-0.37%-0.18%0.40%0.38%+74 bps
Non-Interest Burden-24.58%-25.14%-24.80%-25.28%-21.51%+307 bps
Loan Growth (YoY)n/an/an/an/an/an/an/a
Nonperforming Loans / Loansn/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/a
Tier 1 Leverage Ratio35.81%37.94%37.72%38.80%36.89%+108 bps
Equity / Assets37.10%36.20%38.41%38.67%40.17%+307 bps
Liquid Assets / Assets0.00%0.06%0.60%0.60%0.65%+65 bps