Portland, OR · Cert 34588
FDIC
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 14.60% | 15.15% | 14.28% | 17.74% | 26.13% | +1,153 bps | |
| Return on Equity | 16.03% | 16.60% | 15.64% | 19.29% | 28.46% | +1,243 bps | |
| Net Interest Margin | 3.64% | 3.56% | 3.41% | 3.26% | 3.18% | -46 bps | |
| Efficiency Ratio | 44.92% | 43.20% | 44.08% | 38.27% | 27.93% | -1,699 bps | |
| Non-Interest Burden | -15.29% | -15.60% | -14.20% | -18.41% | -30.52% | -1,523 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 19.41% | 17.67% | 15.64% | 16.58% | 24.49% | +508 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 92.24% | 92.10% | 90.66% | 93.19% | 98.64% | +640 bps | |
| Total Risk-Based Capital | 398% | 398% | 393% | 405% | 410% | +1,158 bps | |
| Equity / Assets | 91.73% | 91.74% | 91.48% | 92.35% | 91.63% | -10 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquid Assets / Assets | 67.06% | 69.53% | 71.50% | 71.74% | 67.71% | +65 bps | |
| CRE / Total Capital | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |