U.S. Bank Trust Company, National Association
Portland, OR · Cert 34588 · Peer group: banks $1B-$10B in assets (n=328)
FDIC
Q2 2026
$3.2BAssets
$0KLoans
$0KDeposits
$2.9BEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 100% of banks $1B-$10B in assets (rank 1 of 328).
- Widest gap: net interest margin trails 66% of banks $1B-$10B in assets (rank 216 of 328).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
24.16%
Rank 3 of 328
Net Interest Margin
3.18%
Rank 216 of 328
Efficiency Ratio
28.07%
Rank 8 of 328
Equity / Assets
91.63%
Rank 2 of 328
Non-interest income vs. expense
Favorable gap of $0.9B · efficiency ratio beats 98% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 24.16% | 0.91% | 1.22% | 1.52% | Beats 99% | 3 / 328 | |
| Return on Equity | 26.37% | 8.43% | 11.45% | 14.43% | Beats 97% | 11 / 328 | |
| Net Interest Margin | 3.18% | 3.03% | 3.45% | 3.83% | Beats 34% | 216 / 328 | |
| Efficiency Ratio | 28.07% | 51.61% | 59.56% | 67.53% | Beats 98% | 8 / 328 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 410% | 11.75% | 13.15% | 15.47% | Beats 100% | 1 / 328 | |
| Total Risk-Based Capital Ratio | 410% | 12.63% | 14.15% | 16.46% | Beats 100% | 1 / 328 | |
| Equity / Assets | 91.63% | 9.15% | 10.33% | 12.01% | Beats 99% | 2 / 328 | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 65.18% | 74.15% | 79.98% | 0th pctl | 323 / 328 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |